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FAQ

Frequently Asked Questions

Disclosures

  • Disclosures

Cibil Reporting

  • How long does it take to report account closure in the bureau reporting?
  • My reporting is showing incorrect values. How can I get it corrected?
  • Are all customers reported to the bureau?
  • Why is my bureau account not reported as closed?
  • On which bureaus can I check my PaySense Loan facility reporting?
  • How long does it take to report account closure in the bureau reporting?

Insurance

  • Making a Claim
  • Canceling Policy
  • Downloading policy
  • Understanding policy

Referral Partners

  • Referral Partners

Collections

  • Collection Agencies

Payments

  • How to make EMI payment?
  • Payment status not updated
  • Late Payment Charges & Penal Charges
  • Change EMI date
  • How can I fully repay(foreclose) my loan?
  • What happens if I pay late? How do timely payments help?
See all 12 articles

Registration

  • Permissions
  • PIN code is OSA (Out of serviceable area)
  • OTP not received/How do I enter OTP?
  • PAN already registered

Loan Documentation

  • How to activate Account Aggregator?
  • How to find password for my Bank E-Statement?
  • What documents do I need for instant loan?
  • List of Address Proof documents
  • Issues while uploading documents
  • Why is the amount on my NACH higher than my loan amount?
See all 10 articles

Application Declined

  • When can I re-apply again after my application is declined?
  • Why was my application declined?

Application Status before Disbursal

  • I am unable to receive OTP on my Mobile to sign my loan application form?
  • When will money get disbursed?
  • Docs collected/status not updated
  • Docs not collected

Loan disbursal

  • What is Partial month interest (Pre-EMI)?
  • Cancel the loan amount
  • Loan disbursal status
  • How can I change my loan amount?
  • I got less money than my actual loan amount

Additional Loans

  • How do I get my next loan?
  • How do I get a bigger loan?
  • I got less money than my actual loan amount. Why?
  • Cancel the loan amount

Edit my details

  • How can i delete my data post closing all my loans?
  • How can I change my loan amount?
  • How can I change my salary?
  • How can I change my bank account?
  • How can I change my current address?
  • How can I change my contact number/email address?

Grievance Redressal

  • PaySense Services India Private Limited
  • PayU Finance India Private Limited
  • IDFC First Bank Limited
  • Kisetsu Saison Finance (India) Private Limited
  • SMFG India Credit Company Ltd.

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